Most people only value insurance once it is too late to get it.

Have you considered the financial obligations that remain if something unfortunate happens to you?  By having a comprehensive risk protection strategy, you can ensure that your family and future are protected in the event something unforeseen happens. 

At Haysman Financial Services, we can help you understand the following types of Risk Protection:

  • Life Cover
  • Total and Permanent Disability Cover
  • Trauma Cover
  • Income Protection
  • Buy/Sell and Key Person insurance for business owners

By combining a risk protection strategy with superannuation, we can investigate the appropriateness of using your superannuation for risk protection in order to reduce any effects on your cash flow.

Risk Protection is not something that can be forgotten about as your situation is constantly changing.  Whether you need more or less cover, we can source the right protection from an extensive range of providers including:

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Our Financial Planning Hub Calculators & Forms

Caution: These calculators are provided by the Financial Planning Hub and are not provided, approved or endorsed by AMP Financial Planning. Using these calculators may provide a useful starting point. However, they are guides only and do not constitute expert, licensed financial advice. Calculators should not be used as the basis for any financial or investment decision. You can build a full understanding of your financial position by working with a qualified financial planner to develop a plan based on your personal situation. Contact us for advice tailored to your goals and needs.

You can access a range of fund managers through products approved by AMP Financial Planning:

Amp Capital BlackRock BT Investment Management Challenger Colonial First State Fedility Maquarie Perenial Investment Partners Perpetual Schroders UBS Vangaurd Investments Aberdeen Arnhem Investment Management